If you have been injured in an accident at the workplace, you are eligible to file get compensation for your injuries. These laws may differ in different states and hence, you may not know about them. It is always a good idea to get in touch with an attorney, who has experience in this field and understands workers compensation in detail. If your employer is not assisting you during this tough time, you can file a lawsuit against the company and fight for your rights.
Things you don’t know about workers’ compensation
You can file a lawsuit
All workers should be covered under workers’ compensation and if your employer does not have this insurance, he still has to pay for your injuries, which you have received during the work. In case, he does not agree to pay, you have the right to file a lawsuit against him. That’s why, it is a good idea to get in touch with your lawyer because he can guide you better on how you can get the compensation you receive.
Pain and suffering are not compensated
Unlike personal injury claims, workers’ compensation does not cover the pain and suffering because of the accident at the workplace. In this, you will receive compensation for loss of wages, financial support for permanent or temporary injuries and medical expenses. Your lawyer will be able to assess all your losses and estimate the right amount. Many people prefer opting for personal injury claims because of this reason.
Receiving the workers’ compensation
It has been observed that many workers intend to file a lawsuit against the company even after receiving the compensation. They must know that after accepting the compensation, they will not be able to file a lawsuit because they will lose their rights to do so. That’s why, it is strongly recommended to get in touch with your lawyer before accepting the offer.
The insurance company pays all benefits
The insurance company pays the compensation you receive and the state has no role in paying you any benefit. However, the state is responsible for formulating laws pertaining to workers’ compensation, which an attorney will be able to educate on in a better manner. If you have been injured in an accident, it is suggested to get in touch with a lawyer as soon as possible.
Don’t assume things on your own. Just let your lawyer handle everything.